Microcredential in Personal Financial Management: Fundamentals of Saving, Investment, and Financing for Responsible Decision-Making

The microcredential in Personal Financial Management: Fundamentals of Saving, Investment, and Financing provides participants with the necessary knowledge to effectively manage their financial resources. Throughout this training, the fundamental principles of saving, investment, and financing are addressed, with the aim of enabling them to make informed financial decisions and establish a healthy and responsible relationship with money, avoiding problems such as excessive debt or unclear financial products. In an environment where financial decisions directly influence quality of life, having solid training in this area is essential to ensure financial security. This microcredential is designed to offer basic financial training, accessible to everyone, without the need for prior knowledge. Its goal is to facilitate the learning of key financial concepts, such as interest rates, loan management, savings and investment planning, introduction to financial markets and investment funds, in order to improve both personal and professional finances. The course includes case studies and practical projects, taught by international experts in the financial field, which will allow participants to acquire up-to-date and flexible training. The modality is designed to be compatible with work or family responsibilities. Classes are held once a week in the evening, virtually.

Contents

- Principles of Financial Mathematics: Capitalization, Discounting, Interest Rates
- Loans
- Savings and Investment Products

Career opportunities

This microcredential enhances the training to perform functions in basic financial advice, personal or family economic management, finance administration in small organizations, as well as to complement professional profiles in areas such as banking, insurance, sales, or customer service.

Scholarships and financial aid

Chek all the information on the possibilities for grants and scholarships in the page for UAB financial aids, grants and calls.

Coordinating centres

Escuela de Formación Permanente

Collaborating centres

Asociación Española de Finanzas (AEFIN)

Contact

Florina Raluca Silaghi

More information

With the funding of